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Narrative

Public Entitlement and Private Sources of Passive Household Income St. Louis County 2000
• Table 1 shows the number of St. Louis County households who were recipients of retirement income in 2000 and the number of households who were recipients of each of three different types of entitlement income - Social Security, Supplemental Security and Public Assistance Income. Household heads of any age may be entitled to one or more of those three public sources of income. Because these data are not available by age of the head of household who receives one or more of these sources, Table 1 shows the total number of households, regardless of age, receiving each source in the state of Missouri, St. Louis County and each neighborhood area in St. Louis County. To aid in interpretation of data in the table, the state of Missouri, according to the 2000 Census had 2.197 million households and St. Louis County had 404,000 households. The table shows, therefore, that of the more than 2 million households in Missouri, 27.6 percent (606,493) received Social Security Income. In St. Louis County, 26.7 percent of the 107,931 households received some Social Security Income. Following Social Security, the next highest percentage of households, in both Missouri and St. Louis County, receive retirement income followed by Supplemental Security and Public Assistance.

Distribution of Social Security Income By Neighborhood Areas
• Although there are 92,000 St. Louis County households headed by a person age 65 and older, Table 1 shows there are nearly 108,000 households who receive Social Security income. Although most Social Security recipients are age 65 and older there are other households headed by a person under age 65 who can become Social Security recipients. These may include persons between age 62 and 65 who elect to take an early retirement. There are also households who can become entitled to Social Security payments to support dependent children in the event of death of the principal wage earner.
• Table 1 shows there are 13 neighborhoods areas in which more than 30 percent of households are Social Security recipients. Among those the highest percentage is in the Crestwood/Sunset Hills Area with 40.2 percent followed by Lemay with 38.0 percent and Lindbergh with 37.3 percent. Map 2 shows those three areas, and several others in which more than 30 percent of households are Social Security recipients, are concentrated in the southeast corner of the county.
• Table 1 and Map 2 show there are four areas in which fewer than 20 percent of households are Social Security recipients. These are areas of relatively recent new housing construction and have, relative to other areas, a higher proportion of younger population.

Distribution of Retirement Income by Neighborhood Areas
• Table 1 shows that 18.6 percent of St. Louis County households are recipients of retirement income. That is slightly higher than the 17.0 percent of Missouri households dependent on retirement income. There is, as might be expected, a relatively high degree of association between neighborhoods having a high percentage of Social Security recipient households and neighborhoods having a high percentage of retirement income households. That is the case, but there are some variations. As Map 1 shows there are 15 neighborhood areas in which more than 20 percent of households are receiving retirement income with the Crestwood/Sunset Hills Area being the highest with 27.3. That area also had the highest percent of households receiving Social Security. Eight of those areas are also high percentage Social Security areas and are located in the southeast portion of the county. Six of the 15 high retirement income areas are located at the north end of the county.
• Some of the areas in which a small percentage of households are receiving retirement income are areas in which there is a relatively high percentage of seniors age 70 and older who remain employed. These include Ladue/Clayton, University City/Olivette South in which 13 percent of households are receiving retirement income and Maplewood/Richmond Heights in which only 11.5 percent are receiving retirement income. Other areas with a low percent of retirement income households are in the southwest corner of the county that has had significant housing development during the past decade. Those areas include Southwest with 12.8 percent, South Ballwin/Manchester with 13.3 percent and West Chesterfield with 14.4 percent.

Distribution of Supplemental Security or Public Assistance Income by Neighborhood
• Only 2.6 percent of St. Louis County households are receiving Supplemental Security Income and only 2.2 percent are receiving Public Assistance Income. As shown in Table 1 and Map 3 there are only four neighborhoods in which more than 5 percent of households are receiving Supplemental Security Income. In addition, there are 10 areas in which between 3 and 5 percent of households are SSI recipients. These 14 areas are all relatively low-income neighborhoods and are concentrated in the northeast corner of the county.
• There are only five neighborhoods in which more than 5 percent of households are receiving public assistance income. These areas - Berkeley/ Airport, Jennings, Moline, University City/Olivette North and Wellston/Pagedale - have the highest concentrations of poverty income in the county. Map 4 shows these areas are concentrated in the east central part of the county.

Distribution of St. Louis County 2000 Household Income by Neighborhood and Age
• Table 2 shows the distribution of household income of St. Louis households headed by a person age 55-64. The table shows that 40.5 percent of households in that age group had an annual income of less than $50,000 in 2000. Accordingly, 59.5 percent of households had an annual income in excess of $50,000. In comparison, 57.9 percent of Missouri households in the 55-64 age group had an annual income of less than $50,000 and 42.1 percent had a household income of more than $50,000. The percent of St. Louis County households having an income in excess of $100,000 is twice that of the state of Missouri - 23.9 percent in St. Louis County and only 12.1 percent statewide. Within St. Louis County, the percent of 55-64 households having an income of less than $10,000 ranged from a low 1.2 percent in the Creve Coeur Area to a high of 16.6 percent in the Wellston/Pagedale Area. There were seven neighborhoods in which more than 10 percent of the households had an income of less than $10,000. At the other extreme, there were four neighborhoods in which more than 50 percent of households had an income in excess of $100,000. There were nine areas in which fewer than 10 percent of households had an income of $100,000 or more.
• Table 3 shows the distribution of 2000 income of St. Louis County households headed by a person age 65 and older. This table also shows that the income of seniors in St. Louis County is well above the corresponding level for the state of Missouri. Among the St. Louis County age 65 and older households, 69.2 percent had a household income of less than $50,000 and, 30.8 percent had an income in excess of $50,000. In contrast, 80.7 percent of Missouri households had an income of less than $50,000 but 19.3 percent had an income in excess of $50,000.
• Within St. Louis County, the percent of households headed by a person age 65 and older with an income of less than $10,000 per year ranged from a low of 1.6 percent in the Town and Country Area to a high of 18.2 percent in Wellston/Pagedale. There were eight neighborhoods in which fewer than 5 percent of households had an income of less than $10,000, but there were 15 neighborhoods in which more than 10 percent of households had an income of less than $50,000. Table 3 also shows there were four neighborhoods in which more 50 percent of households had an income in excess of $50,000. Those four areas were Chesterfield, Creve Coeur, Ladue/Clayton and Town and Country. There were five neighborhoods in which fewer than 20 percent of households had an income in excess of $50,000. Those included Berkeley/Airport, Bellefontaine Neighbors/Riverview, Jennings, Lemay and St. Ann.
• Table 4 shows the distribution of household income among St. Louis County households headed by persons age 65-74. These data show a significant difference in household income between those headed by a person age 55-64, compared with those headed by a person age 65-74. Among those households in the 55-64 age range, 59.5 percent had an income in excess of $50,000. In contrast, only 36.5 percent of the households headed by a 65-74 year-olds had an income in excess of $50,000.
• However, there were only seven neighborhood areas in which more than 10 percent of the households had an income of less than $10,000. That is the same as the number of neighborhoods, with more than 10 percent of households with an income of less than $10,000 in the group of households headed by a person age 55-64 (Table 2). Also, in comparison with Table 2, (55-64 year-olds) there were four areas in which more than 50 percent of residents had an income in excess of $100,000. Table 4 shows the distribution of income of households headed by a 65-74 year-old, and reports there were five neighborhoods in which more than 50 percent of residents had an income in excess of $100,000.
• Table 5 reports the household income of St. Louis County residents age 75 and older. The data in the table make clear that income of households headed by a person age 75 and older is far below younger age cohorts. Table 5 shows that, in St. Louis County, 75 percent of households in that age cohort have an annual income of less than $50,000. Even though that level of household income is well below those headed by persons age 55-64 and 65-74 in St. Louis County, it is, nevertheless, above the comparable level for the state of Missouri. Table 5 shows that 19.8 percent of Missouri households headed by a person age 75 and older have an income of less than $10,000 per year which is nearly twice the 10.6 percent of St. Louis County households in that age and income category.
• Within St. Louis County, in more than half the neighborhoods (19 of 37) more than 10 percent of households headed by a person age 75 and older have an annual income of less than $10,000.

Maps

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Tables

Households by Selected Household Income Source, 2000	HTML	PDF
Households with Householder 55 to 64 by Household Income Categories, 2000	HTML	PDF
Households with Householder 65 and Older by Household Income Categories, 2000	HTML	PDF
Households with Householder 65 to 74 by Household Income Categories, 2000	HTML	PDF
Households with Householder 75 and Older by Household Income Categories, 2000	HTML	PDF

Graphics

• Households Receiving Social Security Income